In a busy care facility, unexpected risks are just moments away. Whether it’s a tap left on by a resident causing water damage or a complex liability claim, we're here to help.
Our team has been working alongside rest home operators for over 30 years.
We build practical, sustainable asset protection that supports your clinical and operational realities and delivers coverage that is truly fit for purpose.
Our insurance programme covers many issues specific to rest homes incorporating -
- Automatic cover for refits and upgrades up to $500,000 without the need to get Contract Works insurance.
- Business interruption driven by resident relocation and slow re-occupancy with options for cover over 12, 24, or 36 months at reduced premium rate.
- Business Interruption insurance on a full gross revenue basis instead of standard gross profit.
- Medical malpractice and care-related liabilities are automatically included.
- Resident contents coverage up to $15,000 / including mobility scooters.
- Water damage and gradual deterioration cover for up to $30,000.
If you do need to make a claim you are supported by local responsive, in-house claims support – not a call centre. Our aim is to help you minimise the disruption to your residents as quickly as possible.